Welcome to TransAsia Composite Insurance Broking Ltd. We are Insurance consultants and offer all kinds of Insurance products in India. TransAsia is an international B2C Insurance intermediary with two distinct business models - Direct Insurance and Reinsurance.

Terms and Conditions

/ Terms and Conditions

Before you read this website, kindly read the terms and conditions given below.

http://tcib.co.in/ is an online portal owned by TransAsia Composite Insurance Broking Limited who is an insurance broker licensed and regulated by Insurance Regulatory and Development Authority of India (IRDAI). It is functional since 1994.

The copyrights of the content on this website lie with TransAsia Composite Insurance Broking Limited. Use of this site is considered as your agreement to the terms and conditions of this site mentioned below.

TransAsia provides a user with the choice to buy a direct and reinsurance insurance policy from different insurance companies. Through online and distance marketing means this site offers you a choice of general insurance products like:

  • Health Insurance
  • Travel Insurance
  • Car Insurance
  • And life insurance products like:

  • ULIPs
  • Term Insurance
  • It is an insurance broking company licensed by Insurance Regulatory and Development authority of India (IRDAI) functional since 1994. Composite Broker License No. 151

    Terms of Use and Copyrights

  • You may be required to provide us information like phone number, email id, identification details and personal information about you to use our resources and registration. You agree to provide accurate and up to date information for this purpose.
  • You are responsible for maintaining the privacy of the login details of your account.
  • All the rights related to this website are reserved by TransAsia and its licensors. You agree to follow the proprietary right of TransAsia and inform us in case you know of any unauthorised use or access to information which break this right.
  • You can use the content and information on this website for personal and non-commercial use.
  • Accessing or trying to access information related to us using different means other than what we have provided will be considered violation of terms of use.
  • Unless you are authorised, you are not allowed to hyperlink this website. If you want to hyperlink to this site or its part then, you must seek authorisation using the contact information provided on the website.
  • You should not send, use or copy the content of this website or its reference for illegal, defamatory, obscene or abusive content.
  • You should not send promotional content which are not aligned with the operational objectives of this website and which may interfere with the experience of a user of this site.
  • Limitation of Warranty

  • Some information on our website is displayed in alignment with the insurance companies and may be slightly inaccurate. While TransAsia has put in reasonable efforts to ensure the accuracy of the information on the website, we exhibit no control over such information. We do not have a warranty or guarantee the time, accuracy or completeness of the information or the results on our website.
  • Please note that we at TransAsia are only assisting in collecting the premium on behalf of the insurer from whom you have chosen to buy the policy. Other rights related to the premium or the acceptance and final issuance of the insurance policy depends on the Insurer whose policy you have bought on which we have no control. However, TransAsia will ensure that the premium amount is refunded to you by the insurance company if in case your policy is declined.
  • You are responsible for the final choice of the product you choose. However, for any guidance related to any product or to reach at a certain choice you may ask for help from TransAsia.
  • Apart from what is permissible under the law, and explicitly mentioned by us, we are not liable for any content, information displayed on or advice on our site.
  • Guarantee

    Unless explicitly stated, we do not assure the delivery, terms and conditions, warranties of the products purchased on our website. TransAsia is not responsible for the delay in you getting the policy you have bought.


    We may terminate or suspend your access to this website without any notice in case of suspect or know of breaking of this agreement. Termination will also result in immediate removal of your access to our resources.

    Laws Governing the Website

    This website is owned by TransAsia which is located in Maharashtra, India. This site may be accessed from the different areas of the world. However, the laws governing this site are restricted to the legislation of Maharashtra. By using this website, you agree to the statutes of Maharashtra without conflict of laws governing other countries. This rule will apply to all matters related to the use of this website and also the sale of the product or services through this site.

    By visiting our website and using the information, tools and other services, you understand, agree and accept the terms and conditions in this policy.

    This agreement is in effect as of Feb, 2017.

    TransAsia reserves the right to change this Agreement anytime without notice. It is your responsibility to review this Agreement periodically to know about any modifications. Your continued use of our site after any changes will be considered as your acknowledgement and agreement to the revised terms and conditions.

    Contact Information If you have any concerns related to the terms and conditions mentioned in this section, please contact us at the following address:

    TransAsia Composite Insurance Broking Ltd.

    D- 310, Kanakia Zillion,

    LBS Marg,

    BKC Annexe,

    Mumbai - 400070

    Principal offer – Mr Pradeep Karyakarte